Hidayati, Nadiah, Hermanto Siregar, and Syamsul Pasaribu. “DETERMINANT OF EFFICIENCY OF THE ISLAMIC BANKING IN INDONESIA”. Buletin Ekonomi Moneter dan Perbankan 20, no. 1 (September 28, 2017): 29-48. Accessed September 13, 2024. https://bmeb-bi.org/index.php/BEMP/article/view/723.