Sufian, Fadzlan, and Muzafar Shah Habibullah. “FINANCIAL CRISIS, IMF, AND BANK EFFICIENCY: EMPIRICAL EVIDENCE FROM THE ASEAN-4 BANKING SECTORS”. Buletin Ekonomi Moneter dan Perbankan 12, no. 2 (October 29, 2010): 133-159. Accessed July 17, 2024. https://bmeb-bi.org/index.php/BEMP/article/view/353.