Ibrahim, Mansor, and Siong Law. “FINANCIAL INTERMEDIATION COSTS IN A DUAL BANKING SYSTEM: THE ROLE OF ISLAMIC BANKING”. Buletin Ekonomi Moneter dan Perbankan 22, no. 4 (January 17, 2020): 531 - 552. Accessed July 17, 2024. https://bmeb-bi.org/index.php/BEMP/article/view/1236.