Maryaningsih, N., Nazara, S., Kacaribu, F., & Juhro, S. (2022). CENTRAL BANK DIGITAL CURRENCY: WHAT FACTORS DETERMINE ITS ADOPTION?. Buletin Ekonomi Moneter Dan Perbankan, 25(1), 1-24. https://doi.org/10.21098/bemp.v25i1.1979